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Direct Interest

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Direct Interest Checking

Direct Interest Checking(1) earns interest with the convenience of direct deposit or any automatic payment. Bank wherever life takes you with online and mobile banking combined with no minimum balance or monthly service charges.

Account Details

  • No Minimum Account Balance (1)
  • No Monthly Service Charge (2)  
  • Unlimited Check Writing  
  • No Returned Item Fees (3)
  • Earns Interest(6)
  • Requires a Recurring Direct Deposit or Automatic Payment

Getting Started

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Find a

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Account Highlights

  • uChoose Rewards

    uChoose Rewards

  • Apple/Google Pay

    Apple/Google Pay

  • Mobile Banking

    Mobile Banking

Each time you spend $2 with your Northfield debit card, you’ll earn 1 uChoose Reward point! Points can be used for cash back, gift cards, travel, event tickets, and merchandise. Participating in uChoose Rewards is free.

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uChoose Rewards

Pay securely when you attach your Northfield Visa® Debit Card to your phone. You’ll be able to make a payment in seconds by using your phone passcode, Face ID or fingerprint touch access. You’ll never have to use your card number again.

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Apple/Google Pay

With the Northfield Bank Mobile App, you’re just swipes away from viewing your balances, transferring funds, depositing checks, locating an ATM, paying bills, and more!

Mobile Banking

Account Features



Control your debit card right from your mobile app.



Send and receive money quickly and safely(4).

Member FDIC


Your deposits are insured up to allowable limits.

Thank YouGift

Thank You

Receive a free gift with a new checking account(5).

UnlimitedCheck Writing

Check Writing

No limits on the amount of checks you write each month.

  1. $0.01 required to open account. Bank rules and regulations apply.
  2. Charges for non-sufficient funds, overdrafts, sustained overdrafts, etc. may apply.
  3. Overdraft fees, including those that may incur due to Northfield paying insufficient or uncollected funds for accountholders, may apply.
  4. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
  5. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening and not available to accounts opened online.
  6. Interest rate and annual percentage yield subject to change at any time.  See Deposit Rates page for current rates and additional terms.
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