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Simply Free

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Simply Free Checking

Simply Free Checking is our free checking account for everyone! Spend what you need to without worrying about keeping a minimum balance or paying a monthly service charge. This account also has plenty of features to ensure your daily spending activities are problem free.

Account Details

  • No Minimum Account Balance(1)
  • No Monthly Service Charge(2)
  • Unlimited Check Writing  
  • No Returned Item Fees(3)
  • Paper or E-Statements
  • Free Thank You Gift(4)

Getting Started

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Account Highlights

  • Visa Debit Card

    Visa Debit Card

  • uChoose Rewards

    uChoose Rewards

  • Online & Mobile banking

    Online & Mobile banking

Northfield Bank’s Visa Debit Card lets you pay directly from your Simply Free Checking account in person, online, over the phone, or through Apple or Google Pay. Plus, you’ll earn points with uChoose Rewards when using your card!

Visa Debit Card

Each time you spend $2 with your Northfield debit card, you’ll earn one uChoose Reward point! Points can be used for cash back, gift cards, travel, event tickets, and merchandise. Participating in uChoose Rewards is free.

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uChoose Rewards

Northfield’s online and mobile banking allows you to conveniently track your Simply Free Checking account balance and activities and pay bills easily. You can deposit checks anytime with the Northfield App and set up email, text, and mobile push notifications.

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Online & Mobile banking

Account Features



Send and receive money quickly and safely(5).

Thank YouGift

Thank You

Receive a free gift with a new checking account(4).



Bank on your time with online and mobile banking.



Real Time Account Alerts

Member FDIC


Your deposits are insured up to allowable limits.

  1. $0.01 required to open account. Bank rules and regulations apply.
  2. Charges for non-sufficient funds, overdrafts, sustained overdrafts, etc. may apply.
  3. Overdraft fees, including those that may incur due to Northfield paying insufficient or uncollected funds for accountholders, may apply.
  4. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening and not available to accounts opened online.
  5. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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