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Simply Free
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Simply Free Checking

Simply Free Checking is our free checking account for everyone! Spend what you need to without worrying about keeping a minimum balance or paying a monthly service charge. This account also has plenty of features to ensure your daily spending activities are problem free.

Account Details

  • No Minimum Account Balance(1)
  • No Monthly Service Charge(2) 
  • Unlimited Check Writing
  • Paper or E-Statements

Getting Started

Call Us (833) 301-NFBK

Call Us
(833) 301-NFBK
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Branch

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Request an Appointment

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Appointment

Account Highlights

  • Visa Debit Card

    Visa Debit Card

  • uChoose Rewards

    uChoose Rewards

  • Online & Mobile banking

    Online & Mobile banking

Northfield Bank’s Visa Debit Card lets you pay directly from your Simply Free Checking account in person, online, over the phone, or through Apple or Google Pay. Plus, you’ll earn points with uChoose Rewards when using your card!

Visa Debit Card

Each time you spend $2 with your Northfield debit card, you’ll earn one uChoose Reward point! Points can be used for cash back, gift cards, travel, event tickets, and merchandise. Participating in uChoose Rewards is free.

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uChoose Rewards

Northfield’s online and mobile banking allows you to conveniently track your Simply Free Checking account balance and activities and pay bills easily. You can deposit checks anytime with the Northfield App and set up email, text, and mobile push notifications.

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Online & Mobile banking

Account Features

Zelle

Zelle

Send and receive money quickly and safely(3).

OnlineBanking

Online
Banking

Bank on your time with online and mobile banking.

AccountAlerts

Account
Alerts

Real Time Account Alerts

Member FDIC

Member 
FDIC

Your deposits are insured up to allowable limits.

  1. $0.01 required to open account. Bank rules and regulations apply.
  2. Charges for non-sufficient funds, overdrafts, sustained overdrafts, etc. may apply.
  3. Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
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Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Northfield Bank offers GoogleTM Translate, an unaffiliated third party service, which automates translation of the website. The GoogleTM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent GoogleTM Translate caches and presents older versions of the Northfield Bank website content, that is beyond the control of the Northfield Bank site and its operators, who accept no responsibility or liability for the outdated translation.

As a result, Northfield Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Northfield Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

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