skip to main content

Login To Your Account

Forgot Password Enroll

Other Online Accounts

Compare Checking
Accounts

Home
Checking Account

Features	Simply Free Checking	Direct Interest Checking	50+ Interest Checking	Premium Interest Checking	Convenience Checking

Required Minimum Opening Deposit ⁽¹⁾	$0.01	$0.01	$0.01	$0.01	$0.01
Minimum Balance	$0.00	$0.00	$0.00	$1,500.00	$0.00
Ways to Avoid Monthly Fee	N/A	N/A	N/A	Maintain a $1,500 minimum daily balance	N/A
Monthly Fee	None	None	None	$8.00 Minimum Balance Fee	None
Pays Interest	No	Yes	Yes	Yes. Higher interest rate with a balance of $1,500 or more.	No
Statements	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement Only
Overdrafts Allowed	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	No ⁽³⁾
Returned Item Fee	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	N/A
uChoose Rewards	Yes	Yes	Yes	Yes	Yes
Personalized Checks	Pricing varies	Pricing varies	Free	Free	Pricing varies
Per Check Charges	No	No	No	No	No
Free Thank You Gift ⁽²⁾	Yes	Yes	Yes	Yes	Yes

Simply Free
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Free Thank You Gift ⁽²⁾
Yes

Direct Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Free Thank You Gift ⁽²⁾
Yes

50+ Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Free Thank You Gift ⁽²⁾
Yes

Premium Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$1,500.00

Ways to Avoid Monthly Fee
Maintain a $1,500 minimum daily balance

Monthly Fee

$8.00 Minimum Balance Fee

Pays Interest
Yes. Higher interest rate with a balance of $1,500 or more.

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Free Thank You Gift ⁽²⁾
Yes

Convenience
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement Only

Overdrafts Allowed
No ⁽³⁾

Returned Item Fee
N/A

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Free Thank You Gift ⁽²⁾
Yes

Get Started

Call Us (833) 301-NFBK

Call Us
(833) 301-NFBK

Find a
Branch

Request an Appointment

Request an
Appointment

(1) Minimum opening deposit is $0.01. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See Fee Schedule for details.

(2) Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening and not available to accounts opened online.

(3) This account is not eligible for overdraft privileges. Any checks presented against insufficient funds in the account will be returned unpaid and an overdraft fee will not be charged. Debit or ATM card transactions will not be approved if there are insufficient funds in the account.

(4) Consumers will pay no fee if Northfield does not pay a check or electronic payment due to insufficient or uncollected funds in their account. If Northfield does, however, choose to pay such items an overdraft fee will be assessed. See Northfield Bank Fee Schedule for details.

(5) Fees may apply - see Northfield Bank Fee Schedule for details.

You are leaving Northfield Bank’s site to visit a site not hosted by Northfield. Please review the third-party’s privacy policy, accessibility policy, and terms. Northfield is not responsible for the content provided by third-party sites.

Back

Proceed