skip to main content

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Find a Branch
Newsroom
Careers
Investor Relations
Customer Service
Select Language
- English
- Arabic
- Cantonese
- Chinese
- Haitian Creole
- Filipino
- French
- German
- Gujarati
- Hindi
- Korean
- Italian
- Polish
- Portuguese
- Russian
- Spanish

Personal and Business Banking

Forgot Password Account Recovery Enroll

Other Online Accounts

Compare Checking
Accounts

Home
Checking Account

Features	Simply Free Checking	Direct Interest Checking	50+ Interest Checking	Premium Interest Checking	Convenience Checking

Required Minimum Opening Deposit ⁽¹⁾	$0.01	$0.01	$0.01	$0.01	$0.01
Minimum Balance	$0.00	$0.00	$0.00	$1,500.00	$0.00
Ways to Avoid Monthly Fee	N/A	N/A	N/A	Maintain a $1,500 minimum daily balance	N/A
Monthly Fee	None	None	None	$8.00 Minimum Balance Fee	None
Pays Interest	No	Yes	Yes	Yes. Higher interest rate with a balance of $1,500 or more.	No
Statements	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement or Paper	E-Statement Only
Overdrafts Allowed	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	Yes ⁽⁵⁾	No ⁽³⁾
Returned Item Fee	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	$0 ⁽⁴⁾	N/A
uChoose Rewards	Yes	Yes	Yes	Yes	Yes
Personalized Checks	Pricing varies	Pricing varies	Free	Free	Pricing varies
Per Check Charges	No	No	No	No	No

Simply Free
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Direct Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

50+ Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
Yes

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Premium Interest
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$1,500.00

Ways to Avoid Monthly Fee
Maintain a $1,500 minimum daily balance

Monthly Fee

$8.00 Minimum Balance Fee

Pays Interest
Yes. Higher interest rate with a balance of $1,500 or more.

Statements
E-Statement or Paper

Overdrafts Allowed
Yes ⁽⁵⁾

Returned Item Fee
$0 ⁽⁴⁾

uChoose Rewards
Yes

Personalized Checks
Free

Per Check Charges
No

Convenience
Checking

Features

Required Minimum Opening Deposit ⁽¹⁾

$0.01

Minimum Balance
$0.00

Ways to Avoid Monthly Fee
N/A

Monthly Fee

None

Pays Interest
No

Statements
E-Statement Only

Overdrafts Allowed
No ⁽³⁾

Returned Item Fee
N/A

uChoose Rewards
Yes

Personalized Checks
Pricing varies

Per Check Charges
No

Get Started

Call Us (833) 301-NFBK

Call Us
(833) 301-NFBK

Find a
Branch

Request an Appointment

Request an
Appointment

(1) Minimum opening deposit is $0.01. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See Fee Schedule for details.

(3) This account is not eligible for overdraft privileges. Any checks presented against insufficient funds in the account will be returned unpaid and an overdraft fee will not be charged. Debit or ATM card transactions will not be approved if there are insufficient funds in the account.

(4) Consumers will pay no fee if Northfield does not pay a check or electronic payment due to insufficient or uncollected funds in their account. If Northfield does, however, choose to pay such items an overdraft fee will be assessed. See Northfield Bank Fee Schedule for details.

(5) Fees may apply - see Northfield Bank Fee Schedule for details.

You are leaving Northfield Bank’s site to visit a site not hosted by Northfield. Please review the third-party’s privacy policy, accessibility policy, and terms. Northfield is not responsible for the content provided by third-party sites.

Back

Proceed

Automatic Translation Disclaimer

To help visitors understand information on this website in a variety of languages, Northfield Bank offers Google^TM Translate, an unaffiliated third party service, which automates translation of the website. The Google^TM Translate automated translation tool is not perfect and should not be relied upon. Automated translation may miss context, the full meaning may be lost, or words, phrases or sentences may be inaccurately translated. In addition, to the extent Google^TM Translate caches and presents older versions of the Northfield Bank website content, that is beyond the control of the Northfield Bank site and its operators, who accept no responsibility or liability for the outdated translation.

As a result, Northfield Bank does not make any promises, assurances, or guarantees as to the accuracy of the translations provided or the accuracy of the converted text. Northfield Bank and its affiliates disclaim and will not accept any liability for damages or losses of any kind caused by or arising out of the use of or reliance on the Google Translate feature. Where there is any question, the English version is always the authoritative version of the website.

Some items on the site may not be translated such as images containing text, documents, maps, and web page elements. In addition, some features on the site may not work in the translated versions. If you have any questions about information that appears on our site, please contact us.

Please be advised that deposit and loan disclosures and contractual documents will only be provided in English.

CLOSE Translate disclosure