We Put the Personal in Business Banking

(1) Northfield Bank’s commercial lending territory is defined as all counties in NJ; Bronx, Kings, Queens, Manhattan, Nassau, Orange, Richmond, Rockland, Suffolk, and Westchester counties in NY; Bucks, Chester, Delaware, Lehigh, Lebanon, Monroe, Montgomery, Northampton, Philadelphia, Pike, Wayne, Dauphin, Lackawanna, Luzerne, Carbon, Schuylkill, Berks, Lancaster, Perry, Cumberland, and York counties in Pennsylvania; and Newcastle county in Delaware.

(2) $.01 minimum opening deposit required for Simply Free Business Checking. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, sustained overdraft fees, etc. may apply. See fee schedule for details. Transaction items include all debits and credits. If the Simply Free Business Checking account exceeds 1,000 free monthly transactions, the account may be converted to another checking product. If the Simply Free Business Checking account exceeds $10,000 in monthly currency deposits, the account may be converted to another checking product.

(3) $.01 minimum opening deposit required for Business Analysis Checking. Bank rules and regulations apply.  Northfield Bank’s earnings credit will be calculated on the overall commercial account balances associated with this account relationship.  Such earnings credit will be applied which can offset or reduce any transactional Analysis Fees assessed against such account activity. No credit will be applied to such account relationship should the earnings credit exceed the Analysis Fees incurred on such account activity.  The earnings credit rate, used to calculate the earnings credits to offset Analysis Fees, is a variable rate that may change at any time.