- DIGITAL BANKING
- NORTHFIELD INVESTMENT SERVICES
|Features||MyChecking||MyChecking Student||MyChecking 60+||Interest (NOW) Checking||Consumer Checking|
|Minimum Balance to Open||$0.01||$0.01||$0.01||$.01||$25.00|
|Ways to Avoid Monthly Fee||Maintain a $500 average daily balance OR have a monthly direct deposit totaling $500 or more OR perform 10 debit card transactions during statement cycle.||N/A||N/A||Maintain a $1,000 minimum average daily balance||N/A|
|Monthly Fee||$8.00 Monthly Service Charge||None||None||$10.00 Minimum Balance Fee||$3.00|
|Northfield Charge for Using a Non-Northfield ATM||Up to $6 per month waived when a $2,500 average daily balance is maintained. $1.00 per transaction after the waiver.||Up to $6 per month waived. $1.00 per transaction after the waiver.||$1.00||$1.00||$1.00|
|Per Check Charges||No||No||No||No||$0.50 fee for each check written in excess of 8 during a statement cycle.|
MyChecking offers free benefits, including unlimited check writing, mobile banking, mobile check deposit, popmoney, ATM refunds, and more. Plus, MyChecking provides flexible options for you to avoid paying a $8 monthly service charge each statement cycle. Simply maintain a $500 average daily balance OR make 10 debit card point of sale (POS) transactions OR have a monthly direct deposit totaling $500 or more. Also, enjoy rebates of up to $6 on non-Northfield ATM fees when you maintain a $2,500 average daily balance (1).
(1) Fees charged by other ATM owners still apply.
If you are over the age of 60 and looking for a simple, traditional checking account, Northfield offers our specially designed “MyChecking 60+.” No minimum balance requirement and no monthly maintenance fee are in addition to all of our great checking account features such as online banking and mobile check deposit.
Just starting out on your financial journey? Look into opening a MyChecking Student account. If you’re 23 or younger, you can bank with no monthly fees and not have to worry about keeping a minimum balance. Even receive up to $6 in fees rebated when charged by Northfield for using a non-Northfield ATM. (1)
(1) Any fees charged by other ATM owners for the use of their machines will still apply.
Northfield also provides a low-cost Consumer Checking, with no minimum balance and a manageable $3.00 monthly fee. Plus there is no charge for up to eight checks written per statement cycle. (After that, a $0.50 per-check fee will apply.)