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The ultimate question for almost everyone saving for retirement is “how much do I need to be saving?” Financial professionals recommend saving enough to replace 75-80% of your pre-retirement income. But is that benchmark right for you? Depending on your own unique circumstances or outlook, you may not need to save as much as that — or, you may need to save more.
When it comes to retirement planning, there are a number of savings vehicles to choose from as well as investment options to understand and consider. There are also lifestyle decisions to consider, such as where you’ll live, or whether or not you’ll continue to work at some level during part or all of your retirement. It’s a lot to think about, especially if you don’t know where or how to start.
Northfield Investment Service Representatives can give you hands-on guidance and advice to help you determine your retirement goals and how you can work toward achieving them. Here’s how we can help:
You’ve worked hard to accumulate your wealth for retirement. Let us help you build a plan to optimize your financial future. Call or stop by any Northfield Bank branch to schedule a no-obligation retirement consultation today.
Northfield Investment Services does not provide tax advice. Please consult your tax advisor for guidance on your particular situation.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Northfield Bank and Northfield Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Northfield. Investment Services, and may also be employees of Northfield Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Northfield Bank or Northfield Investment Services. Securities and insurance offered through LPL or its affiliates are:
NOT INSURED BY FDIC OR ANY OTHER GOVERNMENT AGENCY • NOT BANK GUARANTEED • NOT BANK DEPOSITS OR OBLIGATIONS • MAY LOSE VALUE
The Northfield Investment Services site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY and NJ.
Important Customer Information: This site is for informational purposes only and is not intended to be a solicitation or offering of any security.