Fixed Annuities

The main features of fixed annuities are:

• Competitive interest rates*
• Tax-deferred interest accumulation*
• Limited access to your money*
• Potentially no initial sales charges*
• Avoidance of probate cost (in most cases)
• Guarantee of principal by the insurance company

To schedule a no-obligation appointment with a Northfield Investment Services representative to discuss fixed annuities, and to identify other products and services which are available to assist you in preparing for retirement call or stop by any Northfield Bank branch.

*LPL Financial does not offer tax or legal advice. Surrender charges may apply. Withdrawals are subject to ordinary income tax in the year they are received and, if taken prior to age 59 ½, may be subject to a 10% federal tax penalty. Interest rates may be subject to change. All guarantees are based on the claims paying ability of the insurance company.

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Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Northfield Bank and Northfield Investment Services are not registered broker/dealers and are not affiliated with LPL Financial. LPL Financial and its affiliated insurance agencies offer securities, advisory services, and certain insurance products. This website may contain concepts that have legal, accounting and tax implications. It is not intended to provide legal, accounting, or tax advice. You may wish to consult an attorney, tax advisor, or accountant regarding your specific situation. No representations are made as to the accuracy of the information contained herein or any information contained in any link provided herein.

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The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, NJ.

Investment and Insurance Products are:

NOT A DEPOSIT • NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
• NOT GUARANTEED BY ANY BANK • MAY GO DOWN IN VALUE

Important Customer Information: This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

• Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
• Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

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