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The main features of fixed annuities are:

  • Competitive interest rates*
  • Tax-deferred interest accumulation*
  • Limited access to your money*
  • Potentially no initial sales charges*
  • Avoidance of probate cost (in most cases)
  • Guarantee of principal by the insurance company

To schedule a no-obligation appointment with a Northfield Investment Services representative to discuss fixed annuities, and to identify other products and services which are available to assist you in preparing for retirement call or stop by any Northfield Bank branch.

 

*LPL Financial does not offer tax or legal advice. Surrender charges may apply. Withdrawals are subject to ordinary income tax in the year they are received and, if taken prior to age 59 ½, may be subject to a 10% federal tax penalty. Interest rates may be subject to change. All guarantees are based on the claims paying ability of the insurance company.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Northfield Bank and Northfield Investment Services are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Northfield. Investment Services, and may also be employees of Northfield Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of Northfield Bank or Northfield Investment Services. Securities and insurance offered through LPL or its affiliates are:

NOT INSURED BY FDIC OR ANY OTHER GOVERNMENT AGENCY • NOT BANK GUARANTEED • NOT BANK DEPOSITS OR OBLIGATIONS •  MAY LOSE VALUE

 

The Northfield Investment Services site is designed for U.S. residents only. The services offered within this site are offered exclusively through our U.S. registered representatives. LPL Financial registered representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY and NJ. 

Please click here to view the LPL Financial's Privacy Policy.

Important Customer Information: This site is for informational purposes only and is not intended to be a solicitation or offering of any security and;

  • Representatives of a broker-dealer ("BD") or investment advisor ("IA") may only conduct business in a state if the representatives and the BD or IA they represent (a) satisfy the qualification requirements of, and are approved to do business by, the state; or (b) are excluded or exempted from the state's licensure requirements.
  • Representatives of a BD or IA are deemed to conduct business in a state to the extent that they provide individualized responses to investor inquiries that involve (a) effecting, or attempting to effect, transactions in securities; or (b) rendering personalized investment advice for compensation.

ID 1-05027597