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Deposit Rates

Money Market Account
Tiers Interest Rate APY (1)
$0 - $2,499.99 0.00% 0.00%
$2,500 - $9,999.99 0.05% 0.05%
$10,000 - $14,999.99 0.25% 0.25%
$15,000 + 0.70% 0.70%
Premier Savings II
Tiers Interest Rate APY (2)
$0 - $299.99 0.00% 0.00%
$300 - $14,999.99 0.10% 0.10%
$15,000 - $34,999.99 0.10% 0.10%
$35,000 + 0.25% 0.25%
Platinum Savings
Tiers Interest Rate APY (3)
$0 - $299.99 0.00% 0.00%
$300 - $19,999.99 0.05% 0.05%
$20,000 - $49,999.99 0.10% 0.10%
$50,000 - $99,999.99 0.15% 0.15%
$100,000 + 0.25% 0.25%
Certificates of Deposit
Term Interest Rate APY (4)
3 Month 0.05% 0.05%
5 Month 0.05% 0.05%
6 Month 0.10% 0.10%
7 Month 0.10% 0.10%
12 Month 0.25% 0.25%
24 Month 0.50% 0.50%
30 Month 0.50% 0.50%
36 Month 0.75% 0.75%
48 Month 0.995% 1.00%
60 Month 1.24% 1.25%

(1) Annual Percentage Yields (APYs) in effect as of January 18, 2012 and subject to change without notice, including after the account is opened. Minimum balance of $10,000 to open Money Market account. In each month that the account is open, if the account balance drops below $500 on any given day, a monthly fee of $10 will be imposed. Fees could reduce earnings. Transaction limitations apply. See an account representative for details. Deposit limits may apply

(2) Annual Percentage Yields (APYs) in effect as of January 18, 2012 and subject to change without notice, including after the account is open. Minimum balance of $35,000 to open Premier Savings II account. A $20 fee will be imposed if the account balance falls below $15,000 on any day of the month. Fees could reduce earnings. Transaction limitations apply. See an account representative for details. Deposit limits may apply

(3) Annual Percentage Yield (APY) in effect as of January 18, 2012 and subject to change without notice, including after the account is open. Minimum balance of $10.00 to open account. $10.00 fee will be imposed if the account balance falls below 20,000 on any day of the month. Fees could reduce earnings. Account available as a passbook only. See an account representative for details.Deposit limits may apply

(4) Annual Percentage Yield (APY) in effect as of January 18, 2012 and subject to change without notice. Minimum balance of $2,500 to open account and earn stated APY. There is a substantial penalty for early CD withdrawals. Fees could reduce earnings. Deposit limits may apply