Your privacy is very important to Northfield Bank, which is why we are committed to providing the highest level of security and privacy regarding the collection and use of personal information that we collect from our online customers as well as visitors. Personal information such as name, address, etc. may be collected from online banking transactions, loan applications or through the use of our online financial tools. We may use a cookie from time to time in order to provide better service or to address security hazards. A cookie is information that a web site puts on your computer's hard drive so that it can remember something about you at a later time. Typically, a cookie records your preferences when using a particular web site. We will not disclose nonpublic personal information about you to non-affiliated third-parties.

The Personal Information Collected From You
All personal information collected by this site is used for specific business purposes, namely, to protect and administer your personal accounts and transactions. It is our goal to protect your personal information obtained from your online activities at this site, the same way we would protect the information that we may have obtained from the more traditional methods (in branches, by telephone, or at ATMs). Once received by the bank, the personal information collected from you is available only to employees with a business reason for knowing such information. We maintain physical, electronic and procedural safeguards that comply with federal standards to keep your personal information secure.

Accuracy of Information We Maintain
In the course of using our web site, if you feel that information about you or your account is inaccurate, please contact us immediately. It is in the best interests of both you and the bank to maintain accurate records concerning your personal information. You may contact us by:

• E-mail us at Customerservice@eNorthfield.com
• Notify us by mail at: Northfield Bank, Attn. Customer Service, 1731 Victory Boulevard, Staten Island, New York 10314

We will make prompt arrangements to correct any information that is in error.

Third Party Disclosures
We may share certain information about you and your account with third parties under a limited number of transactional, legal and informational circumstances.   We will share your personal information as follows:

• If it is needed to process your transaction.
• If you request it.
• If the disclosure is required or allowed by law (e.g. subpoenas, levies or federal investigation orders).
• If it is required by law to be shared with a credit-reporting agency.
• If we would like, for marketing purposes, to inform you about additional products and services.
• If it is needed by companies such as our data processing center or our check printing company.

Under all circumstances, third parties will be required to maintain the confidentiality of the information provided to them by us.