| Product |
Interest
Rate |
APR |
Term
(Months) |
Additional
Information |
| 30
Year Fixed Rate |
6.125 |
6.200 |
360 |
Bi-Weekly
Plan Available
No Prepayment Penalties
Call 718-448-1000
For Further Details
|
| 20
Year Fixed Rate |
5.875 |
5.972 |
240 |
| 15
Year Fixed Rate |
5.500 |
5.619 |
180 |
| 10
Year Fixed Rate |
5.125 |
5.290 |
120 |
Adjustable
Mortgages Rates:
(as of April 2, 2005) |
|
 |
| Product |
Interest
Rate |
APR |
Term
(Months) |
Additional
Information |
| 10
Year Adjustable |
5.375 |
5.752 |
360 |
Interest
Rate is fixed for the first ten years, then
adjusts annually for the next 20 years |
| 7 Year Adjustable |
5.125 |
5.753 |
360 |
Interest
Rate is fixed for the first seven years, then adjusts annually
for the next 23 years |
| 5 Year Adjustable |
4.750 |
5.741 |
360 |
Interest
Rate is fixed for the first five years, then adjusts annually
for the next 25 years |
| 3
Year Adjustable |
4.500 |
5.899 |
360 |
Interest
Rate is fixed for first three years, then adjusts annually
for the next 27 years. |
| 1
Year Adjustable |
4.250 |
6.136 |
360 |
Interest
Rate adjusts annually |
First-Time
Homebuyer Program
(
as of
April 2, 2005) NY properties only |
|
|
| Product |
Interest
Rate |
APR |
Term
(Months) |
Additional
Information |
30
Year
Fixed Rate |
5.250 |
5.298 |
360 |
SonymaŽ |
Home
Improvement Loans:
(as of April 2, 2005)
NY properties only |
|
|
| Product |
Interest
Rate |
APR |
Term
(Months) |
Additional
Information |
| 5
Year Fixed Rate Home Improvement |
5.375 |
5.474 |
60 |
Bi-Weekly
Plan Available
No Prepayment Penalties
Call 718-448-1000
For Further Details
|
| 10
Year Fixed Rate Home Improvement |
5.625 |
5.680 |
120 |
Commercial
ARM Loans
(as of April 2, 2005) |
|
|
| Product |
Interest
Rate |
APR |
Term
(Months) |
Additional
Information |
| 5
Year Adjustable Rate |
6.750 |
n/a |
180 |
Call
718-448-1000
or Further Details
|
| 10
Year Fixed Rate |
7.500 |
n/a |
120 |
Call
718-448-1000
or Further Details |
Northfield Savings Bank believes the information
contained in this Web Site to be correct and accurate as of the date of creation. However, Northfield
Savings Bank does not represent, warrant or guarantee its accuracy or
completeness. Rates and information are subject to change without
notice
|
